Finance
Apply for finance and spread the cost of your training with Klarna or PayPal Credit
You can apply online – it’s quick, easy and you’ll get an instant decision.
Shop now. Pay over time with Klarna.
We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.
It’s smoooth and simple
When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase.
Get more time to pay with Klarna
Pay in 3 instalments
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at the point of purchase, with remaining instalments scheduled automatically every 30 days.*
Pay in 30 days
Klarna’s ‘Pay in 30 days’ allows you to receive your order up front and get up to 30 days to pay without any interest and fees.*
How to shop with Klarna
Look out for the Klarna badge on our products pages
Select Klarna at the checkout to pay as you like for your purchase.
Manage your orders and payments in the Klarna app.
Shop now. Pay with Klarna.
Safe and secure
Klarna has strong anti-fraud controls in place to protect our customers and prevent fraudsters from making unauthorised purchases.
FREQUENTLY ASKED QUESTIONS
What is Klarna??
Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. Klarna’s vision is to make shopping smooth, adding value for consumers and retailers with unique payment options and superior customer experience.
Right now, over 100 million people worldwide use Klarna at over 200,000 online stores.
https://www.klarna.com/uk/about-us/
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Is there a price limit for Klarna?
Yes, the maximum allowed for Klarna's "Pay in 3 instalments" is £1000 so we can only offer Klarna on our products that are £1000 or less.
We can however arrange for you to pay the difference by card prior to using Klarna (e.g. If the price was £1200, we can invoice you separately for the £200 to be paid upfront, we would then provide you with a discount code to use at checkout to pay the remaining £1000 with Klarna.
What do I need to provide when I make a purchase?
When making your purchase with Klarna you need to provide your name, mobile phone number, date of birth, address and email address. All information will be sent to your email address, including payment reminders and links to your online statements. It's very important, that you give us the correct details, as otherwise, you will not receive the payment information and so be liable for delayed payment fees.
Is my payment information safe?
Yes, your payment information is processed securely by Klarna. No card details are transferred to or held by us. All transactions take place via connections secured with the latest industry-standard security protocols.
Does Klarna affect my credit score??
If you want to use the Pay in 30 Days or Pay in Three functions, Klarna users have to be approved using a soft background credit check.
This doesn't impact your credit rating, even if you are denied. If you fail to pay your bills on time, your credit score could also be affected.
What happens if I don’t pay for my Pay in 3 order?
Klarna will alert you before payment is due to help remind you to pay on time. You will not be charged fees or interest for late and/or missed repayment(s). If Klarna is unable to collect your payment on the scheduled due date Klarna will make a further attempt to automatically collect payment. Should this next payment attempt fail, Klarna will make a final attempt to collect payment and may continue to attempt to collect overdue and currently due payments on subsequent due dates, or invoice you separately for the unpaid total. If you don't make your payments you will be in arrears as Pay in 3 is a credit product. Klarna may share information about missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on their behalf. Full details can be found in the Klarna terms and conditions here.
What happens if I don’t pay for my Pay in 30 days order?
Your payment is due 30 days after the order is placed or shipped. Klarna will alert you before payment is due to help remind you to pay on time. You will not be charged fees or interest for late and/or missed repayment(s). Pay in 30 days is a credit product and you are required to make your payment to Klarna. Klarna may share information about missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on their behalf. Full details can be found in the Klarna terms and conditions here.
Don’t see your question here?
Visit the FAQ page to find out more about using Klarna. You can reach Klarna at https://www.klarna.com/uk/customer-service/ or by downloading the Klarna app.
* Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.
BUY NOW, PAY LATER WITH PAYPAL CREDIT
PayPal Credit is like a credit card without the plastic. And with 0% interest for 4 months it’s the perfect way to spread the cost of the Drop Ship Formula high-ticket dropshipping program.
HOW THE 0% OFFER WORKS
Step 2
Once approved you'll have a credit limit linked to your PayPal account.
Step 3
Go ahead and make your purchase of Drop Ship Formula using the PayPal option at checkout.
HOW TO PAY OFF?
You can pay off your balance as and when you choose through your PayPal Account.
Just settle the entire balance in 4 months to get the whole purchase interest free!
WHAT IF I WANT TO PAY OVER LONGER?
Any balance you have remaining after the interest free period will be subject to 19.9%APR (Variable)
This APR above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of the offers and promotions, including the 0% for 4 months offer, the interest rate that applies will be lower in many circumstances.
FREQUENTLY ASKED QUESTIONS
How do I apply?
Applying for PayPal Credit is easy. Simply complete the short application form and if approved and once you accept the Credit Agreement, you'll have a credit limit linked to your PayPal account almost straight away. You can then use your new PayPal Credit to purchase Drop Ship Formula and you'll be enrolled straight away.
How long does it take to apply for/receive PayPal Credit?
The application form takes a few minutes to complete. PayPal will then run a credit check and if approved, you'll have a credit limit linked to your PayPal account as soon as you accept your credit agreement.
How does the 0% for 4 months offer work?
0% interest for 4 months is available on single transactions of £99 or more. It applies automatically to any purchase made using PayPal Credit in excess of this value, except those to which another Promotional Purchase Offer (such as an instalment offer) applies. You can use this offer as many times as you like as long as you have an available credit limit. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged at 19.9% p.a (variable). If you fail to make minimum repayments on time or in certain other circumstances, PayPal may remove your offer. Please see the Credit Agreement for more details.
What if PayPal lend me less than I need?
We can arrange for you to pay the difference by card prior to using PayPal Credit (e.g. If they offer you £1000 and the price is £1200, we can invoice you separately for the £200 to be paid upfront, we would then provide you with a discount code to use at checkout to pay the remaining £1000 with PayPal Credit.
What if I don't have a PayPal Account?
The first stage of the PayPal Credit application process will ask you to sign into your PayPal account or offer you the opportunity to sign up for one. Once you've signed up for a PayPal account, you can begin the application for PayPal Credit.
What if I can't Pay?
If you're finding it difficult to make a payment, please call PayPal Credit customer service team on 0800 368 7155 and they will do their best to help you.
I have been declined for PayPal Credit. Why?
PayPal will email you with more information about why your application for PayPal Credit was unsuccessful. If you get declined for PayPal Credit, you can still use PayPal to check out securely with your debit or credit card. If you want to re-apply, you will be able to 35 days after your last application.